Today’s Solutions: December 16, 2025

In its first round of crowdfunding, a smartphone-only “challenger” bank raised £1m in 96 seconds, making it the fastest crowdfunding campaign. The bank has already brought in nearly half a million UK customers, and has a six-week waiting list with over 66,000 people on it. So why are people so hyped up about this bank? Because it’s completely changing the way people bank.

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